Role of Asset Classes
Understanding their importance in wealth management. While each class serves a distinct purpose, growing portfolios demand specialized placement and active customization.
Mutual Funds
- Convenience and Simplicity
- Systematic Investing
- Goal Planning and Liquidity
Equities / Stocks
The primary drivers for long-term wealth creation, offering significant growth potential through direct ownership.
Bonds / Fixed Income
- Stability and Strategic Balance
- Capital Protection
- Performance during market volatility
What is PMS?
Portfolio Management Service is a customised investment portfolio where securities are held directly in the investor's demat account and actively managed based on individual goals, risk profile and market conditions.
Why Move Beyond Mutual Funds?
The Key Limitations of Mutual Funds
Rigidity by Nature
- Mutual funds are generic by design, meaning they follow standardised structures.
- (SEBI) has introduced categorisation norms for mutual funds.
- These norms have restricted the universe of large-cap and mid-cap funds.
- Fund managers now have less flexibility in choosing investments.
The Bigger the Better?
- Popular schemes continue to attract large inflows; thus fund managers are inclined to:
- Increase the number of stocks in the portfolio.
- Diversify more to manage liquidity
- Gradually Mimic the benchmark indices
Active Risk Management
Exit wrong ideas early to maintain portfolio integrity and drawdown.
Capital redeployment allows seizing timely market opportunities.
Stronger controls in volatile or sideways markets.
Core Advantages of PMS
Tailored investment strategies designed to outpace generic market vehicles through active management and conviction.
True Customisation
Tailored entirely around the investor with no predefined mandate, strictly based on your personal risk profile and goals.
High Conviction
Focused investment choices driven by thorough analysis and a commitment to high-impact opportunities.
Sector Flexibility
The agility to adapt to changing market conditions swiftly, maintaining concentration in high-conviction sectors.
Transparency & Ownership
Client Accounts
Stocks are held directly in client demat accounts, ensuring secure ownership and simplified management of investments.
Portfolio Visibility
Clients have full visibility of their portfolios at any time, fostering trust and informed decision-making regarding their investments.
Dynamic Portfolio Management
Tactical Allocation
Tactical allocation optimizes investment strategies by capturing short-term market opportunities for enhanced growth potential.
Faster Adjustments
Portfolio adjustments are made swiftly, allowing for immediate responsiveness compared to the slower pace of mutual funds.
Tax & Cost Efficiency
Optimise your returns with smart tax strategies and minimal impact costs.
Loss Harvesting
Loss harvesting strategies effectively reduce your tax burden by offsetting gains with realized losses in your portfolio.
Direct Holdings
Direct holdings lead to lower impact costs, ensuring quicker entries and exits resulting in investment returns being preserved and maximized.
Performance-Based
Fees are often times directly tied to portfolio performance, ensuring alignment between client success and management incentives.
Transparent Pricing
Clear and fair pricing structures enhance trust, providing clients with a straightforward understanding of fee expectations.
Flexible Fee Structure
Transparent, fair pricing that aligns our success with yours.
Ideal Investor Profile
01. Large Corpus
Investors with a substantial investment corpus can benefit significantly from tailored portfolio management services.
02. Active Portfolio Oversight
A clear and real-time portfolio monitoring and complete ownership of all the held assets.
03. Personalised Strategy
Investors seeking a customised strategy will find that PMS aligns with their specific financial goals and preferences.
04. Value Experience, Discipline & Transparency
Highly experienced fund managers, dedicated teams for researchers and timely reporting of performance and holdings.